MISSION & OBJECTIVE EDITORIAL BOARD CALL FOR PAPERS AUTHOR GUIDELINES SUBSCRIPTION ARCHIVES Vol.3 Issue 12, Dec, 2015 Back Particulars Page No Training and Development – Its importance in Employee RetentionDr.Ayodhyaram Gurazada and Dr.G.Tulasi Rao 01 - 06 The Essence of Soft SkillsDr. Balaram Bora 07 - 22 An Analysis of Credit Risk Impact on Loan Performance - Evidence from Selected Commercial Banks A.H.Mulafara 23 - 30